FHA 203k & Renovation Loans in Runnemede, NJ

Jeff Onofrio helps Runnemede buyers finance home renovations with one loan in this established Camden County borough.

Free Runnemede Consultation β†’ πŸ“ž 856-446-8484

2026 FHA Loan Limits β€” Camden County, NJ

FHA 203k (1-unit)$630,200
FHA 203k (2-unit)$806,750
FHA 203k (3-unit)$975,200
FHA 203k (4-unit)$1,211,950
HomeStyle / CHOICERenovationUp to 75% ARV
VA Renovation (veterans)No county limit

Camden County sits in the Philadelphia–Camden MSA FHA tier β€” above the state floor. Figures are 2026 HUD limits and update annually β€” contact Jeff at 856-446-8484 for the exact figure on your purchase.

Renovation Loans in Runnemede, NJ β€” What You Need to Know

Runnemede is a small, established Camden County community with affordable older homes that frequently need modernizing. A renovation loan lets buyers update a solid property without a big out-of-pocket repair bill.

Jeff structures FHA 203k and conventional renovation financing around what each Runnemede home needs, guiding the file personally from pre-qual through the final draw.

Renovation Loan Programs Available in Runnemede

FHA β€’ Gov't Backed

FHA 203k Full

Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Runnemede.

FHA β€’ Streamlined

FHA 203k Limited

Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster Runnemede closings, no HUD consultant required.

Conventional

HomeStyle Renovation

Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Runnemede buyers. Works for investment properties too.

Conventional

CHOICERenovation

Freddie Mac's flexible renovation program. Great for Runnemede buyers who want conventional financing with renovation built in.

VA β€’ Veterans

VA Renovation Loan

Zero down renovation financing for eligible Runnemede veterans. Buy and renovate with no down payment required.

How the Renovation Loan Process Works in Runnemede

A renovation loan has a few more steps than a standard mortgage β€” but with an experienced specialist like Jeff guiding the transaction, every stage is managed smoothly:

Ready for a Free Runnemede Renovation Loan Consultation?

Jeff answers every call personally. No call centers, no runaround β€” just honest answers about your Runnemede renovation loan options.

Get My Free Consultation β†’ πŸ“ž 856-446-8484

Free Renovation Loan Consultation β€” Runnemede, NJ

All fields required. Jeff responds within one business day.

Protected by reCAPTCHA Β· Privacy Β· Terms

Or call Jeff directly: 856-446-8484

Also Serving These NJ Communities

All NJ Towns Camden County Cherry Hill Voorhees Collingswood Haddonfield Haddon Heights 203k Blog