FHA 203k & Renovation Loans in Camden County, NJ

Jeff Onofrio helps Camden County buyers turn dated and distressed properties into dream homes β€” financing the purchase and the renovation in a single loan across Cherry Hill, Voorhees, Collingswood and beyond.

Free Camden County Consultation β†’ πŸ“ž 856-446-8484

2026 FHA Loan Limits β€” Camden County, NJ

FHA 203k (1-unit)$630,200
FHA 203k (2-unit)$806,750
FHA 203k (3-unit)$975,200
FHA 203k (4-unit)$1,211,950
HomeStyle / CHOICERenovationUp to 75% ARV
VA Renovation (veterans)No county limit

Camden County sits in the Philadelphia–Camden MSA FHA tier β€” above the state floor. Figures are 2026 HUD limits and update annually β€” contact Jeff at 856-446-8484 for the exact figure on your purchase.

Renovation Loans in Camden County, NJ β€” What You Need to Know

Camden County is the heart of South Jersey homebuying β€” a mix of established suburbs like Cherry Hill and Haddonfield, walkable downtowns like Collingswood, and revitalizing urban neighborhoods in Camden itself. That range means plenty of homes with great bones that simply need updating, which is exactly where a renovation loan shines.

As a lifelong South Jersey resident based right next door in Marlton, Jeff knows the Camden County market intimately. Whether you're eyeing a split-level in Voorhees that needs a new kitchen or a foreclosure in Gloucester Township, he'll structure the right 203k or conventional renovation loan and guide you from pre-qualification through the final draw.

Renovation Loan Programs Available in Camden County

FHA β€’ Gov't Backed

FHA 203k Full

Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Camden County.

FHA β€’ Streamlined

FHA 203k Limited

Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster Camden County closings, no HUD consultant required.

Conventional

HomeStyle Renovation

Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Camden County buyers. Works for investment properties too.

Conventional

CHOICERenovation

Freddie Mac's flexible renovation program. Great for Camden County buyers who want conventional financing with renovation built in.

VA β€’ Veterans

VA Renovation Loan

Zero down renovation financing for eligible Camden County veterans. Buy and renovate with no down payment required.

Towns We Serve in Camden County, NJ

Jeff finances renovation loans in every Camden County community. Explore a few of the local markets below β€” or call for any town not listed.

How the Renovation Loan Process Works in Camden County

A renovation loan has a few more steps than a standard mortgage β€” but with an experienced specialist like Jeff guiding the transaction, every stage is managed smoothly:

Ready for a Free Camden County Renovation Loan Consultation?

Jeff answers every call personally. No call centers, no runaround β€” just honest answers about your Camden County renovation loan options.

Get My Free Consultation β†’ πŸ“ž 856-446-8484

Also Serving These NJ Communities

All NJ Towns Cherry Hill Voorhees Collingswood Haddonfield Haddon Heights Gloucester City Berlin 203k Blog