FHA 203k & Renovation Loans in Riverside, NJ

Jeff Onofrio helps Riverside buyers finance the renovation of older riverfront homes with one loan.

Free Riverside Consultation → 📞 856-446-8484

2026 FHA Loan Limits — Burlington County, NJ

FHA 203k (1-unit)$630,200

FHA 203k (2-unit)$806,750

FHA 203k (3-unit)$975,200

FHA 203k (4-unit)$1,211,950

HomeStyle / CHOICERenovationUp to 75% ARV

VA Renovation (veterans)No county limit

Burlington County sits in the Philadelphia–Camden MSA FHA tier — above the state floor. Figures are 2026 HUD limits and update annually — contact Jeff at 856-446-8484 for the exact figure on your purchase.

Renovation Loans in Riverside, NJ — What You Need to Know

Riverside is a historic Burlington County town along the Delaware, with character homes and affordable older properties that reward renovation. A 203k loan turns these into updated, comfortable homes in a single transaction.

Jeff has the expertise to handle older-home projects and structures financing to fit. Riverside buyers get hands-on guidance from a local specialist.

Renovation Loan Programs Available in Riverside

FHA • Gov't Backed

FHA 203k Full

Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Riverside.

FHA • Streamlined

FHA 203k Limited

Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster Riverside closings, no HUD consultant required.

Conventional

HomeStyle Renovation

Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Riverside buyers. Works for investment properties too.

Conventional

CHOICERenovation

Freddie Mac's flexible renovation program. Great for Riverside buyers who want conventional financing with renovation built in.

VA • Veterans

VA Renovation Loan

Zero down renovation financing for eligible Riverside veterans. Buy and renovate with no down payment required.

How the Renovation Loan Process Works in Riverside

A renovation loan has a few more steps than a standard mortgage — but with an experienced specialist like Jeff guiding the transaction, every stage is managed smoothly:

Pre-qualification: Get your total budget — purchase price plus renovation — confirmed before you start shopping in Riverside.
Find a property: Work with your Realtor to identify Riverside properties with renovation potential. Fixer-uppers in great locations are often the best opportunity.
Contractor bids: Licensed NJ contractors scope the renovation and provide written estimates for the loan file.
Appraisal: The property is appraised on its after-renovation value — what it will be worth once improvements are complete.
Close and renovate: Funds go into escrow at closing. Contractors are paid in draws as work is completed. You move in when renovations are done.

Ready for a Free Riverside Renovation Loan Consultation?

Jeff answers every call personally. No call centers, no runaround — just honest answers about your Riverside renovation loan options.

Get My Free Consultation → 📞 856-446-8484