FHA 203k & Renovation Loans in Burlington County, NJ

From Moorestown to Mount Laurel to Medford, Jeff Onofrio helps Burlington County buyers finance fixer-uppers and major renovations with one loan — right in his home county.

Free Burlington County Consultation → 📞 856-446-8484

2026 FHA Loan Limits — Burlington County, NJ

FHA 203k (1-unit)$630,200

FHA 203k (2-unit)$806,750

FHA 203k (3-unit)$975,200

FHA 203k (4-unit)$1,211,950

HomeStyle / CHOICERenovationUp to 75% ARV

VA Renovation (veterans)No county limit

Burlington County sits in the Philadelphia–Camden MSA FHA tier — above the state floor. Figures are 2026 HUD limits and update annually — contact Jeff at 856-446-8484 for the exact figure on your purchase.

Renovation Loans in Burlington County, NJ — What You Need to Know

Burlington County is Jeff's backyard — he lives and works in Marlton (Evesham Township), and has spent over 20 years helping buyers here. The county spans everything from luxury Moorestown colonials to affordable starter homes in Willingboro and Burlington City, with no shortage of properties that are a renovation away from perfect.

Renovation loans are a powerful tool in this market, letting you buy in a top school district or a town you love and fix the house to your taste — building equity from day one. Jeff handles the entire process personally, from scoping the work with your contractor to managing the draw schedule through completion.

Renovation Loan Programs Available in Burlington County

FHA • Gov't Backed

FHA 203k Full

Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Burlington County.

FHA • Streamlined

FHA 203k Limited

Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster Burlington County closings, no HUD consultant required.

Conventional

HomeStyle Renovation

Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Burlington County buyers. Works for investment properties too.

Conventional

CHOICERenovation

Freddie Mac's flexible renovation program. Great for Burlington County buyers who want conventional financing with renovation built in.

VA • Veterans

VA Renovation Loan

Zero down renovation financing for eligible Burlington County veterans. Buy and renovate with no down payment required.

Towns We Serve in Burlington County, NJ

Jeff finances renovation loans in every Burlington County community. Explore a few of the local markets below — or call for any town not listed.

Moorestown
Mount Laurel
Medford
Marlton
Evesham
Cinnaminson
Lumberton
Burlington
Maple Shade
Delran
Mount Holly
Pemberton
Riverside

How the Renovation Loan Process Works in Burlington County

A renovation loan has a few more steps than a standard mortgage — but with an experienced specialist like Jeff guiding the transaction, every stage is managed smoothly:

Pre-qualification: Get your total budget — purchase price plus renovation — confirmed before you start shopping in Burlington County.
Find a property: Work with your Realtor to identify Burlington County properties with renovation potential. Fixer-uppers in great locations are often the best opportunity.
Contractor bids: Licensed NJ contractors scope the renovation and provide written estimates for the loan file.
Appraisal: The property is appraised on its after-renovation value — what it will be worth once improvements are complete.
Close and renovate: Funds go into escrow at closing. Contractors are paid in draws as work is completed. You move in when renovations are done.

Ready for a Free Burlington County Renovation Loan Consultation?

Jeff answers every call personally. No call centers, no runaround — just honest answers about your Burlington County renovation loan options.

Get My Free Consultation → 📞 856-446-8484