Jeff Onofrio helps Mercer County buyers in Princeton, Hamilton, Trenton and Ewing finance fixer-uppers and renovations with a single loan.
Mercer County carries the standard FHA floor limit for 2026. Figures are 2026 HUD limits and update annually — contact Jeff at 856-446-8484 for the exact figure on your purchase.
Mercer County runs from the prestige of Princeton to the working neighborhoods of Trenton and the sprawling suburbs of Hamilton and Ewing. It's a market with tremendous renovation potential — grand older homes near the university and affordable properties in the capital city that are ideal for a strategic rehab.
A renovation loan lets Mercer County buyers purchase in a desirable area and update the home on their terms. Jeff provides hands-on guidance and matches each buyer with the right FHA or conventional renovation program for the property and the budget.
Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Mercer County.
Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster Mercer County closings, no HUD consultant required.
Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Mercer County buyers. Works for investment properties too.
Freddie Mac's flexible renovation program. Great for Mercer County buyers who want conventional financing with renovation built in.
Zero down renovation financing for eligible Mercer County veterans. Buy and renovate with no down payment required.
Jeff finances renovation loans in every Mercer County community. Explore a few of the local markets below — or call for any town not listed.
A renovation loan has a few more steps than a standard mortgage — but with an experienced specialist like Jeff guiding the transaction, every stage is managed smoothly:
Jeff answers every call personally. No call centers, no runaround — just honest answers about your Mercer County renovation loan options.
Get My Free Consultation → 📞 856-446-8484