FHA 203k & Renovation Loans in Princeton, NJ

Jeff Onofrio helps Princeton homebuyers purchase fixer-uppers and finance renovations using a single loan. Serving Mercer County and all of Central NJ with expert renovation financing.

Free Princeton Consultation โ†’ ๐Ÿ“ž 856-446-8484

Renovation Loans in Princeton, NJ โ€” What You Need to Know

Princeton is one of the most sought-after communities in Mercer County โ€” and like many established NJ neighborhoods, it has a mix of beautifully maintained homes and properties that need updating. For buyers who are open to a fixer-upper, renovation loans offer a powerful way to purchase at today's prices and build equity through strategic improvements.

Jeff Onofrio has been helping Princeton area buyers navigate renovation loans for over 20 years. As a lifelong South Jersey resident and HMA Mortgage specialist, Jeff guides clients from pre-qualification through closing with hands-on expertise in every step of the process.

Renovation Loan Programs Available in Princeton

FHA โ€ข Gov't Backed

FHA 203k Full

Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Princeton.

FHA โ€ข Streamlined

FHA 203k Limited

Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster closings, no HUD consultant required.

Conventional

HomeStyle Renovation

Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Princeton buyers. Works for investment properties too.

Conventional

CHOICERenovation

Freddie Mac's flexible renovation program. Great for Princeton buyers who want conventional financing with renovation built in.

VA โ€ข Veterans

VA Renovation Loan

Zero down renovation financing for eligible Princeton veterans. Buy and renovate with no down payment required.

How the Process Works in Princeton

The renovation loan process has a few more steps than a standard mortgage โ€” but with an experienced specialist like Jeff, every stage is managed smoothly:

Ready for a Free Princeton Renovation Loan Consultation?

Jeff answers every call personally. No call centers, no runaround โ€” just honest answers about your Princeton renovation loan options.

Get My Free Consultation โ†’ ๐Ÿ“ž 856-446-8484

Free Renovation Loan Consultation โ€” Princeton, NJ

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Also Serving These NJ Communities

All NJ Towns Mercer County Cherry Hill Marlton Voorhees Moorestown Haddonfield Montclair Ridgewood Summit 203k Blog