FHA 203k & Renovation Loans in Woodbury, NJ

Jeff Onofrio helps Woodbury buyers finance renovations of historic and in-town homes with one loan.

Free Woodbury Consultation β†’ πŸ“ž 856-446-8484

2026 FHA Loan Limits β€” Gloucester County, NJ

FHA 203k (1-unit)$630,200
FHA 203k (2-unit)$806,750
FHA 203k (3-unit)$975,200
FHA 203k (4-unit)$1,211,950
HomeStyle / CHOICERenovationUp to 75% ARV
VA Renovation (veterans)No county limit

Gloucester County sits in the Philadelphia–Camden MSA FHA tier β€” above the state floor. Figures are 2026 HUD limits and update annually β€” contact Jeff at 856-446-8484 for the exact figure on your purchase.

Renovation Loans in Woodbury, NJ β€” What You Need to Know

Woodbury is Gloucester County's historic seat, full of Victorian and early-20th-century homes that reward thoughtful renovation. Renovation loans let buyers purchase these character properties and bring systems, kitchens and baths up to date in a single transaction.

Jeff brings two decades of renovation expertise to Woodbury, matching each home with the right program and managing the project personally from contract to completion.

Renovation Loan Programs Available in Woodbury

FHA β€’ Gov't Backed

FHA 203k Full

Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Woodbury.

FHA β€’ Streamlined

FHA 203k Limited

Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster Woodbury closings, no HUD consultant required.

Conventional

HomeStyle Renovation

Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Woodbury buyers. Works for investment properties too.

Conventional

CHOICERenovation

Freddie Mac's flexible renovation program. Great for Woodbury buyers who want conventional financing with renovation built in.

VA β€’ Veterans

VA Renovation Loan

Zero down renovation financing for eligible Woodbury veterans. Buy and renovate with no down payment required.

How the Renovation Loan Process Works in Woodbury

A renovation loan has a few more steps than a standard mortgage β€” but with an experienced specialist like Jeff guiding the transaction, every stage is managed smoothly:

Ready for a Free Woodbury Renovation Loan Consultation?

Jeff answers every call personally. No call centers, no runaround β€” just honest answers about your Woodbury renovation loan options.

Get My Free Consultation β†’ πŸ“ž 856-446-8484

Free Renovation Loan Consultation β€” Woodbury, NJ

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