FHA 203k & Renovation Loans in Washington Township, NJ

Jeff Onofrio helps Washington Township buyers finance fixer-uppers and renovations with a single loan β€” perfect for the township's many solid, updatable homes.

Free Washington Township Consultation β†’ πŸ“ž 856-446-8484

2026 FHA Loan Limits β€” Gloucester County, NJ

FHA 203k (1-unit)$630,200
FHA 203k (2-unit)$806,750
FHA 203k (3-unit)$975,200
FHA 203k (4-unit)$1,211,950
HomeStyle / CHOICERenovationUp to 75% ARV
VA Renovation (veterans)No county limit

Gloucester County sits in the Philadelphia–Camden MSA FHA tier β€” above the state floor. Figures are 2026 HUD limits and update annually β€” contact Jeff at 856-446-8484 for the exact figure on your purchase.

Renovation Loans in Washington Township, NJ β€” What You Need to Know

Washington Township is one of Gloucester County's largest and most popular suburbs, full of 1970s–90s homes that are structurally sound but ready for modern kitchens, updated baths and finished basements. That makes it an ideal market for a renovation loan that lets you buy and update in one move.

Jeff has spent over 20 years helping South Jersey buyers do exactly this. He'll match your Washington Township purchase with the right FHA 203k or conventional renovation program and personally guide the project from contractor bids through the final draw.

Renovation Loan Programs Available in Washington Township

FHA β€’ Gov't Backed

FHA 203k Full

Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Washington Township.

FHA β€’ Streamlined

FHA 203k Limited

Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster Washington Township closings, no HUD consultant required.

Conventional

HomeStyle Renovation

Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Washington Township buyers. Works for investment properties too.

Conventional

CHOICERenovation

Freddie Mac's flexible renovation program. Great for Washington Township buyers who want conventional financing with renovation built in.

VA β€’ Veterans

VA Renovation Loan

Zero down renovation financing for eligible Washington Township veterans. Buy and renovate with no down payment required.

How the Renovation Loan Process Works in Washington Township

A renovation loan has a few more steps than a standard mortgage β€” but with an experienced specialist like Jeff guiding the transaction, every stage is managed smoothly:

Ready for a Free Washington Township Renovation Loan Consultation?

Jeff answers every call personally. No call centers, no runaround β€” just honest answers about your Washington Township renovation loan options.

Get My Free Consultation β†’ πŸ“ž 856-446-8484

Free Renovation Loan Consultation β€” Washington Township, NJ

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