📍 Sewell, Gloucester County — South Jersey

FHA 203k & Renovation Loans in Sewell, NJ

Looking to buy a fixer-upper or refinance and renovate in Sewell, New Jersey? Jeff Onofrio is your local renovation loan specialist — a rapidly growing area with significant housing inventory. Finance your purchase AND renovation costs with a single loan, with as little as 3.5% down.

Why Sewell Buyers Choose the 203k Loan

Sewell is a rapidly growing area with significant housing inventory. Like many South Jersey communities, the housing market here features a mix of colonials and townhomes — many of which are ideal candidates for renovation financing. The FHA 203k loan and other renovation programs allow buyers to purchase these homes at current market value and finance needed upgrades into one convenient monthly payment.

Whether you've found a dated colonial in Sewell that needs a full kitchen remodel, a ranch that needs a new roof and HVAC, or a split-level that needs bathroom updates — Jeff Onofrio can help you finance the purchase and renovation together. Serving Sewell and all of Gloucester County.

What You Can Finance

  • Kitchen & bathroom remodels
  • Roof replacement, HVAC, windows & doors
  • Flooring, plumbing, electrical upgrades
  • Room additions & structural changes (Full 203k)
  • Basements, decks, patios & landscaping
  • Well, septic, and accessibility improvements
  • Energy efficiency upgrades

Renovation Loan Programs for Sewell Homebuyers

FHA • Gov't Backed

FHA 203k Full

Major renovations over $35,000 in Sewell. Covers structural work, additions, full rehabs. Just 3.5% down — great for larger Sewell fixer-uppers.

FHA • Streamlined

FHA 203k Limited

Non-structural improvements up to $75,000 in Sewell. Kitchens, baths, HVAC, roofing. Simpler, faster process — no HUD consultant required.

Fannie Mae

HomeStyle Renovation

Conventional renovation financing for Sewell primary homes and investment properties. No FHA mortgage insurance for qualifying buyers.

Freddie Mac

CHOICERenovation

Flexible conventional renovation program for Sewell buyers. Finance resiliency, accessibility, and full renovations in one loan.

VA • Veterans Only

VA Renovation Loan

Zero down renovation financing for eligible NJ veterans buying in Sewell. Combine purchase and renovation with VA's unbeatable benefit.

Ready to Buy & Renovate in Sewell, NJ?

Jeff Onofrio offers free, no-obligation consultations for Sewell homebuyers. Call or fill out the form below.

📞 Call 856-600-4545 Get Free Pre-Qualification →

Meet Jeff Onofrio — NJ's Renovation Lender

Jeff Onofrio has helped hundreds of New Jersey homebuyers — including many in Sewell and throughout Gloucester County — purchase and renovate homes using a single renovation loan. His expertise in FHA 203k, HomeStyle, CHOICERenovation, and VA Renovation programs means he can find the right fit for your specific situation and budget.

Jeff is affiliated with HMA Mortgage and is licensed throughout New Jersey. He provides personalized service and can be reached directly at 856-600-4545 or teamonofrio@hmamortgage.com.

Contact Jeff Directly
Jeff Onofrio
Renovation Lending Expert
📞 856-600-4545
✉️ teamonofrio@hmamortgage.com
🏢 HMA Mortgage — Licensed in NJ
Also Serving

Nearby NJ Communities

Jeff serves all communities near Sewell. See renovation loan info for nearby NJ towns:

Turnersville, NJ Glassboro, NJ View All NJ Towns →

Free Renovation Loan Consultation — Sewell, NJ

Jeff typically responds within one business day.

Or call Jeff directly: 856-600-4545