๐Ÿ“ Perth Amboy, Middlesex County โ€” Central Jersey

FHA 203k & Renovation Loans in Perth Amboy, NJ

Perth Amboy is a historic Middlesex County waterfront city with affordable housing and significant renovation upside. Its diverse housing stock and waterfront location make it an excellent market for FHA 203k loans.

Licensed NJ Lender Middlesex County Expert HMA Mortgage Free Consultation

Perth Amboy Fixer-Uppers โ€” Financed Smarter

Perth Amboy is a historic Middlesex County waterfront city with affordable housing and significant renovation upside. Its diverse housing stock and waterfront location make it an excellent market for FHA 203k loans. Jeff Onofrio works with buyers throughout Middlesex County to structure the right renovation loan โ€” whether that's an FHA 203k, Fannie Mae HomeStyle, or VA Renovation loan.

With one loan covering both purchase price and renovation costs, buyers in Perth Amboy can move into their dream home without depleting savings. Reach Jeff at 856-446-8484 for a free consultation.

  • One loan covers purchase price AND renovation costs
  • As little as 3.5% down with FHA 203k
  • Conventional options available โ€” no FHA mortgage insurance
  • VA Renovation โ€” zero down for eligible NJ veterans
  • Jeff manages the draw schedule โ€” you choose your contractor
Contact Jeff Directly
Jeff Onofrio
Renovation Lending Expert
๐Ÿ“ž 856-446-8484
โœ‰๏ธ teamonofrio@hmamortgage.com
๐Ÿข HMA Mortgage โ€” Licensed in NJ
Serving Perth Amboy, Middlesex County, and all of New Jersey

Renovation Loan Programs for Perth Amboy Homebuyers

FHA ยท Gov't Backed

FHA 203k Full

Major renovations in Perth Amboy โ€” structural work, additions, full rehabs. As little as 3.5% down for eligible buyers.

FHA ยท Streamlined

FHA 203k Limited

Non-structural improvements up to $75,000 in Perth Amboy. Kitchens, baths, HVAC, roofing. Simpler, faster process.

Fannie Mae ยท Conventional

HomeStyle Renovation

Conventional renovation financing for Perth Amboy buyers โ€” primary homes and investment properties. No FHA mortgage insurance.

Freddie Mac ยท Conventional

CHOICERenovation

Flexible conventional renovation for Perth Amboy. Finance accessibility upgrades, energy efficiency, and full renovations.

VA ยท Veterans Only

VA Renovation Loan

Zero down renovation financing for eligible NJ veterans in Perth Amboy. The most powerful renovation tool available.

Ready to Buy & Renovate in Perth Amboy, NJ?

Jeff Onofrio offers free consultations for Perth Amboy homebuyers. Call or fill out the form below โ€” response within one business day.

๐Ÿ“ž Call 856-446-8484 Get Free Pre-Qualification โ†’

Meet Jeff Onofrio โ€” NJ's Renovation Lender

Jeff Onofrio serves all of New Jersey โ€” including Perth Amboy and the surrounding Middlesex County communities. He specializes in the full range of renovation loan programs and works directly with buyers from application through closing.

Whether you're a first-time buyer or an investor, Jeff can structure the right renovation financing for your Perth Amboy property. Reach him directly at 856-446-8484.

Contact Jeff Directly
Jeff Onofrio
Renovation Lending Expert
๐Ÿ“ž 856-446-8484
โœ‰๏ธ teamonofrio@hmamortgage.com
๐Ÿข HMA Mortgage โ€” Licensed in NJ
Serving Perth Amboy, Middlesex County, and all of New Jersey
Also Serving

Nearby Nearby NJ Communities

Jeff covers all of Central Jersey. See renovation loan info for communities near Perth Amboy:

Woodbridge, NJ New Brunswick, NJ View All NJ Towns โ†’

Free Renovation Loan Consultation โ€” Perth Amboy, NJ

Responds within one business day. All fields required.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Or call Jeff directly: 856-446-8484