Looking to buy a fixer-upper or refinance and renovate in Lakewood, New Jersey? Jeff Onofrio is your local renovation loan specialist — Ocean County's fastest growing community. Finance your purchase AND renovation costs with a single loan, with as little as 3.5% down.
Lakewood is Ocean County's fastest growing community. Like many Central NJ communities, the housing market here features a mix of older colonials and ranches — many of which are ideal candidates for renovation financing. The FHA 203k loan and other renovation programs allow buyers to purchase these homes at current market value and finance needed upgrades into one convenient monthly payment.
Whether you've found a dated colonial in Lakewood that needs a full kitchen remodel, a ranch that needs a new roof and HVAC, or a split-level that needs bathroom updates — Jeff Onofrio can help you finance the purchase and renovation together. Serving Lakewood and all of Ocean County.
Major renovations over $35,000 in Lakewood. Covers structural work, additions, full rehabs. Just 3.5% down — great for larger Lakewood fixer-uppers.
Non-structural improvements up to $75,000 in Lakewood. Kitchens, baths, HVAC, roofing. Simpler, faster process — no HUD consultant required.
Conventional renovation financing for Lakewood primary homes and investment properties. No FHA mortgage insurance for qualifying buyers.
Flexible conventional renovation program for Lakewood buyers. Finance resiliency, accessibility, and full renovations in one loan.
Zero down renovation financing for eligible NJ veterans buying in Lakewood. Combine purchase and renovation with VA's unbeatable benefit.
Jeff Onofrio offers free, no-obligation consultations for Lakewood homebuyers. Call or fill out the form below.
📞 Call 856-600-4545 Get Free Pre-Qualification →Jeff Onofrio has helped hundreds of New Jersey homebuyers — including many in Lakewood and throughout Ocean County — purchase and renovate homes using a single renovation loan. His expertise in FHA 203k, HomeStyle, CHOICERenovation, and VA Renovation programs means he can find the right fit for your specific situation and budget.
Jeff is affiliated with HMA Mortgage and is licensed throughout New Jersey. He provides personalized service and can be reached directly at 856-600-4545 or teamonofrio@hmamortgage.com.
Jeff serves all communities near Lakewood. See renovation loan info for nearby NJ towns:
Jeff typically responds within one business day.
Or call Jeff directly: 856-600-4545