Looking to buy a fixer-upper or refinance and renovate in Atlantic City, New Jersey? Jeff Onofrio is your local renovation loan specialist — the iconic Shore city with strong renovation demand. Finance your purchase AND renovation costs with a single loan, with as little as 3.5% down.
Atlantic City is the iconic Shore city with strong renovation demand. Like many Shore Region communities, the housing market here features a mix of older bungalows and condos — many of which are ideal candidates for renovation financing. The FHA 203k loan and other renovation programs allow buyers to purchase these homes at current market value and finance needed upgrades into one convenient monthly payment.
Whether you've found a dated colonial in Atlantic City that needs a full kitchen remodel, a ranch that needs a new roof and HVAC, or a split-level that needs bathroom updates — Jeff Onofrio can help you finance the purchase and renovation together. Serving Atlantic City and all of Atlantic County.
Major renovations over $35,000 in Atlantic City. Covers structural work, additions, full rehabs. Just 3.5% down — great for larger Atlantic City fixer-uppers.
Non-structural improvements up to $75,000 in Atlantic City. Kitchens, baths, HVAC, roofing. Simpler, faster process — no HUD consultant required.
Conventional renovation financing for Atlantic City primary homes and investment properties. No FHA mortgage insurance for qualifying buyers.
Flexible conventional renovation program for Atlantic City buyers. Finance resiliency, accessibility, and full renovations in one loan.
Zero down renovation financing for eligible NJ veterans buying in Atlantic City. Combine purchase and renovation with VA's unbeatable benefit.
Jeff Onofrio offers free, no-obligation consultations for Atlantic City homebuyers. Call or fill out the form below.
📞 Call 856-600-4545 Get Free Pre-Qualification →Jeff Onofrio has helped hundreds of New Jersey homebuyers — including many in Atlantic City and throughout Atlantic County — purchase and renovate homes using a single renovation loan. His expertise in FHA 203k, HomeStyle, CHOICERenovation, and VA Renovation programs means he can find the right fit for your specific situation and budget.
Jeff is affiliated with HMA Mortgage and is licensed throughout New Jersey. He provides personalized service and can be reached directly at 856-600-4545 or teamonofrio@hmamortgage.com.
Jeff serves all communities near Atlantic City. See renovation loan info for nearby NJ towns:
Jeff typically responds within one business day.
Or call Jeff directly: 856-600-4545