Jeff Onofrio helps Union County buyers in Westfield, Elizabeth, Summit and Cranford finance renovations with one loan and ceiling-level FHA limits.
Union County buyers benefit from New Jersey's highest FHA loan limits — giving you more purchasing power for renovation projects. Conventional HomeStyle and CHOICERenovation loans are also excellent options here to avoid FHA mortgage insurance.
Union County ranges from the urban energy of Elizabeth and Plainfield to the polished suburbs of Westfield, Summit and Cranford. It's a deep, varied market with strong renovation potential, and ceiling-level FHA limits give buyers real budget for updates and additions.
Whether it's a starter home in Linden or a colonial in Westfield that needs a kitchen and baths, Jeff structures the right renovation loan and manages the details personally. Twenty-plus years of experience keeps even complex files moving.
Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Union County.
Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster Union County closings, no HUD consultant required.
Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Union County buyers. Works for investment properties too.
Freddie Mac's flexible renovation program. Great for Union County buyers who want conventional financing with renovation built in.
Zero down renovation financing for eligible Union County veterans. Buy and renovate with no down payment required.
Jeff finances renovation loans in every Union County community. Explore a few of the local markets below — or call for any town not listed.
A renovation loan has a few more steps than a standard mortgage — but with an experienced specialist like Jeff guiding the transaction, every stage is managed smoothly:
Jeff answers every call personally. No call centers, no runaround — just honest answers about your Union County renovation loan options.
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