Jeff Onofrio helps Somerset County buyers in Bridgewater, Franklin and Hillsborough finance renovations with one loan and New Jersey's highest FHA limits.
Somerset County buyers benefit from New Jersey's highest FHA loan limits — giving you more purchasing power for renovation projects. Conventional HomeStyle and CHOICERenovation loans are also excellent options here to avoid FHA mortgage insurance.
Somerset County is a prosperous central-Jersey market — Bridgewater, Franklin, Hillsborough, Somerville and the Bernards/Basking Ridge area. With strong values and ceiling-level FHA limits, renovation buyers have ample budget to update or expand homes in top school districts.
Jeff matches Somerset County buyers with FHA 203k, HomeStyle or CHOICERenovation financing depending on the property and goals, and guides the project hands-on from contract to closing to the final inspection.
Major renovations, structural work, gut rehabs. 3.5% down. Perfect for foreclosures and serious fixer-uppers in Somerset County.
Up to $75,000 in non-structural updates. Kitchens, baths, HVAC, roofing. Faster Somerset County closings, no HUD consultant required.
Fannie Mae conventional renovation loan. No FHA mortgage insurance for qualifying Somerset County buyers. Works for investment properties too.
Freddie Mac's flexible renovation program. Great for Somerset County buyers who want conventional financing with renovation built in.
Zero down renovation financing for eligible Somerset County veterans. Buy and renovate with no down payment required.
Jeff finances renovation loans in every Somerset County community. Explore a few of the local markets below — or call for any town not listed.
A renovation loan has a few more steps than a standard mortgage — but with an experienced specialist like Jeff guiding the transaction, every stage is managed smoothly:
Jeff answers every call personally. No call centers, no runaround — just honest answers about your Somerset County renovation loan options.
Get My Free Consultation → 📞 856-446-8484